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工程保险是各类保险业务中涉及面广、技术性复杂的一项险种,隧洞工程的保险又是各种建筑工程保险中难度较大的一类。我国保险业务恢复15年来,在隧洞工程保险方面的实践寥寥无几。中国人民保险公司甘肃省分公司(以下简称“甘肃省分公司”)从1986年起开始承保以隧洞施工为主的“引大入秦”水利工程保险,现将其历时近10年的实践探索,总结出的从展业承保到理赔、防灾防损等各环节的经验提供给保险界的同仁们作参考。
Engineering insurance is a wide range of insurance business involves a wide range of technical complexity of a type of insurance, tunnel construction insurance is a variety of construction insurance more difficult a class. In the past 15 years after China’s insurance business was resumed, there are few practices in tunnel engineering insurance. The People’s Insurance Company of Gansu Province Branch (hereinafter referred to as “Gansu Branch Company”) started to insure the insurance of water conservancy projects of “Attracting Daqin into Qin” mainly constructed by tunnel construction since 1986, and now it has been practiced for nearly 10 years , Summed up from the exhibition underwriting insurance claims, disaster prevention and loss prevention and other aspects of the experience provided to the insurance sector colleagues for reference.