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农业是一个典型的风险产业。由于农业生产的特点,农民要经常面对各种不利的自然条件,如暴风雨、飓风、冰雹、干旱、霜冻、病虫害等不确定性事件造成损害的风险。同时,又由于农民的生产一般较分散,资本相对较薄弱,因而抵御各种自然灾害的能力较差。因此,如何对农业风险进行管理,以尽可能减少各种自然灾害可能对农业生产以及农民收入和生活造成的损
Agriculture is a typical risk industry. Due to the characteristics of agricultural production, farmers often face various unfavorable natural conditions, such as the risk of damage caused by uncertain events such as storms, hurricanes, hail, drought, frost, pests and diseases. At the same time, because peasants are generally more dispersed in their production and their capital is relatively weaker, they are less able to withstand various natural disasters. Therefore, how to manage agricultural risks so as to minimize the possible damage to agricultural production and peasants’ income and living caused by various natural disasters