This paper presents a new mathematical model for the highly nonlinear problem of frictional contact. A programming model, multipole boundary element method (BEM), was developed for 3-D elastic contact with friction to replace the Monte Carlo method. A numerical example shows that the optimization programming model for the point-to-surface contact with friction and the fast optimization generalized minimal residual algorithm (GMRES(m)) significantly improve the analysis of such problems relative to the conventional BEM.