1914年人类历史上第一次空前规模的世界大战爆发,英、法、德等资本主义国家忙于战争,无暇东顾,对华出口锐减。远离欧洲大陆的美国没有在这场战争中受损,反而发了战争财。在中国,美国对华贸易额逐年增加。一些美国商人抓住这个契机,在中国办起了银行。而经过一战短暂的黄金时期发展起来的中国民族资产阶级也需要利用大量资金。对金融资本需求的增加使得新式银 In 1914, for the first time in human history, the world war broke out. Capitalist countries such as Britain, France and Germany were busy with the war and they did not have time to look around and their exports to China plummeted. The United States, far from the European continent, was not damaged in this war but instead made a war money. In China, the U.S. trade with China has been increasing year by year. Some American businessmen seize this opportunity to start a bank in China. However, the Chinese national bourgeoisie, developed through the short golden period of World War I, also needs to make heavy use of its funds. The increase in demand for financial capital makes the new silver