消费信贷大步走来进入1999年，消费信贷一词频频见诸报刊电视，这个对国人来说还是全新的概念，还是既生疏又遥远的事，已介人人们现实消费生活中。贷款的范围，从初始的汽车、住房扩大到大额耐用消费品，从而使信贷消费渗透到更多的领域。信贷消议可以促进消费，可以扩大资金 The Great Leap Forward in Consumer Credit In 1999, the term consumer credit frequently appeared in newspapers and periodicals. This term is still a brand new concept to Chinese people. It is neither a strange nor a distant thing, but has been involved in people’s real consumer life. The scope of the loan, from the initial car, housing expansion to large consumer durables, so that credit consumption infiltrates more areas. Credit cancellation can promote consumption, you can expand the funds