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一、当前农发行信贷队伍存在的主要问题(一)业务发展中存在的遗留问题1.信贷人员总量与业务发展不匹配,不能满足业务管理要求。员工总量不足,整体缺编严重,上级行从下级行抽调人员加重了一线员工的不足。按照等级行管理定编,基层行尤其是山区行员工总量严重不足,有的行甚至出现了业务增加、人员减少的现象。有的县支行平均只有10-12人,一线业务人员定岗定责落实不到位,与新时期业务发展
I. The Main Problems Existing in the Agricultural Development Bank’s Credit Contingencies 1. The Problems Left in the Business Development 1. The total credit officers do not match the business development and can not meet the business management requirements. Lack of staff, the overall lack of a serious shortage of senior staff from the lower line staff stepped up the front-line staff. In accordance with the rank and order management, grass-roots firms, especially mountainous areas, have a serious shortage of staff and some have even experienced business increases and staff reductions. Some county branches only an average of 10-12 people, front-line business staff assigned to fulfill their duties, and business development in the new era