目前，广大农村都在实行财务公开制度，全村的收入、支出以墙报的形式公布出来，让农民心中有本明白帐。但从笔者对某乡十几个村的公布栏以及农村信用社贷款情况的调查来看，各村在农村信用社均有贷款存在，少则十万，多则几十万，公开栏里却一笔也没有公开，是什么原因呢？实 At present, the majority of rural areas are implementing a system of financial disclosure. The income and expenditure of the village are announced in the form of a wall paper so that peasants can have a clear understanding of their own accounts. However, from a survey of more than a dozen villages in a village and loans from rural credit cooperatives, all villages have loans in rural credit cooperatives, ranging from as little as 100,000 or as many as hundreds of thousands, What is the reason? real