借款人贷款期限未到而被宣告破产应如何处置？莫纪宏律师：我公司前不久向西安××建材公司贷款５００万元，并且做了连带担保。最近，我公司发现了借款人生产经营中有不少问题，有可能到期无法偿还贷款，我公司又要求借款人以固定资产作抵押，签订了抵押合同。但是，原来... What should be done if the borrower’s loan is not declared and the bank is declared bankrupt? Mo Jihong, lawyer: My company recently loaned 5 million yuan to Xi’an × × building materials company, and made joint guarantees. Recently, our company has discovered that there are many problems in the production and operation of the borrower, and may not be able to repay the loan due on time. Our company also requires the borrower to use the fixed assets as collateral and signed a mortgage contract. However, the original...