由于全球经济发展信心丧失、需求下降以及商品价格下跌等一系列因素的影响,金融危机对新兴市场国家的影响离企业越来越近,波及实体经济。目前,在信心普遍不足、投资疲软、资金紧缺的情况下,企业不愿投资,银行也不愿放贷,这在某种程度上加剧了市场的恐慌情绪。但企业和银行必须学会在逆境中成长,在风险可控的前提下适当增加和 Due to a series of factors such as the loss of confidence in the global economic development, the decline in demand and the drop in commodity prices, the impact of the financial crisis on emerging market countries is getting closer to the enterprises and affecting the real economy. At present, with the general lack of confidence, weak investment and shortage of funds, enterprises are reluctant to invest and banks are reluctant to lend to some extent, aggravating the market’s panic. However, enterprises and banks must learn to grow in the face of adversity and appropriately increase them under the controllable risks