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在现金流承保的情况下,没有良好的投资收益,直接承保业务的高速增长只是表面上的繁荣,其背后隐藏的可能是深刻的危机。保险资金运用效益不理想或者失败也是增加保险公司失去偿付能力风险的重要原因。
In the case of cash flow underwriting, there is no good return on investment, the rapid growth of direct underwriting business is only superficial prosperity, the hidden behind may be a profound crisis. The ineffectiveness or failure of the application of insurance funds is also an important reason for increasing the risk of insurers losing their solvency.