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信贷资金过分向“大户”集中是一柄“双刃剑”,它带来的一些负面影响不容忽视。认真剖析当前银行信贷资金存在的问题,研究解决的对策,对于管好用好信贷资金,提高自身的竞争能力,具有重要的现实意义。
The excessive concentration of credit funds on the “big homeowners” is a “double-edged sword” and its negative impact can not be ignored. It is of great practical significance to carefully analyze the problems existing in the current bank credit funds and to study and solve the problems so as to manage and make good use of credit funds and improve their own competitiveness.