由于保险代理人和保险经纪人都可以为保险人招揽业务,而且都由保险人给予报酬,因此,很容易将两者混淆,在有些国家,这两个概念还常常相互替用。本文拟结合《保险法》的有关规定,从保险代理人和保险经纪人的法律地位、法律责任以及保险代理人和保险经纪人的管理等方面作一些比较,以便明确区分两者的性质和作用。 一、保险代理人和保险经纪人的法律地位 我国《保险法》第一百二十二条和第一百二十三条分别给出了保险代理人和保险经纪人的定义。“保险代理人是根据保险人的委托,向保险人收取代理手续费,并在保险人授权的范 Since both insurance agents and insurance brokers can solicit business for insurers and are paid by insurers, it is easy to confuse the two, and in some countries the two concepts are often used interchangeably. This article intends to make some comparisons with the relevant provisions of the “Insurance Law” in terms of the legal status of insurance agents and insurance brokers, legal responsibilities and the management of insurance agents and insurance brokers so as to make a clear distinction between the nature and the roles of the two. First, the legal status of insurance agents and insurance brokers China’s “Insurance Law” one hundred twenty-two and one hundred twenty-three were given the definition of insurance agents and insurance brokers. "Insurance agent is commissioned by the insurer, agent fee charged to the insurer, and authorized by the insurer