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首先,阐述了我国煤矿工伤保险的现状;然后,分析了存在的问题:相关法规不健全、保险费率不合理、工伤预防工作不到位和工伤康复工作进展缓慢等;最后,提出了相应的建议和对策:健全法规体系、建立科学合理的费率机制、加强工伤预防工作、推进工伤康复事业,进而完善“预防——补偿——康复”三位一体的工伤保险体系,同时将工伤保险和煤矿安全生产相结合,加强煤矿事故预防,做好煤矿工伤保险工作。
First of all, the present situation of industrial injury insurance in coal mines is expounded. Then, the existing problems are analyzed: the relevant laws and regulations are not perfect, the premium rates are not reasonable, the work injury prevention is not in place and the work rehabilitation work is slow. Finally, And countermeasures: improve the legal system, establish a scientific and reasonable rate mechanism, strengthen occupational injury prevention and promote the cause of industrial injury rehabilitation, and then improve the “prevention - compensation - rehabilitation” Trinity industrial injury insurance system, at the same time, industrial injury insurance and coal mines Combining with safety production, strengthening coal mine accident prevention and doing a good job in coal mine work injury insurance.