一部法律经过十年的实践检验,在这个时候回顾其立法背景、评价其实施效果,展望其未来,是很有意义的。《商业银行法》作为我国金融立法史上的一个里程碑,作为我国金融法律体系框架的重要支柱,是我国金融体制改革的经验总结和银行业发展的有力保障,尤其值得我们去回顾和思考。十 After a decade of practice, a law examines its legislative background, assesses its effectiveness and looks forward to its future. This makes sense. As a milestone in the history of China’s financial legislation, the “Law on Commercial Banks”, as an important pillar of the framework of China’s financial law system, is a summary of the experience of China’s financial system reform and a powerful guarantee for the development of the banking sector. In particular, we should review and think about it. ten