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在河南省确山县农村信用社,提起朱古洞信用社主任马春雷,无不跷指夸他是个盘活贷款增效益的行家里手。近两年来,在他的带领下,朱古洞信用社收回两呆贷款180多万元,收回逾期贷款256万元。去年底,该社还盈利7.7万元,在全县18个基层信用社考核评比中名列第一,被联社评为“盘活资金先进单位”和“经营效益先进单位”。马春雷本人也多次被评为“先进工作者”。收贷——找准突破口1996年,朱古洞胡庄村宋来友替刘顺成担保贷款3000元,后来,刘顺成因做生意亏了本,外出打工长年不归。当马春雷找他家里人催要贷款时,他家里人却推脱说根本就不知道刘顺成贷过款。马春雷只好去找担保人宋来友。宋来友是个
Queshan County Rural Credit Cooperatives in Henan Province, filed a tribute to Zhu Gu Dong Credit Union Director Ma Chunlei, all said he praised him is a profitable loan profitable experts. In the past two years, under his leadership, Zhu Kwu Tung Credit Union has recovered more than 1.8 million yuan of double-let loans and recovered overdue loans of 2.56 million yuan. At the end of last year, the club also made a profit of 77,000 yuan, ranking No.1 among 18 grassroots credit cooperatives in the county. It was rated as “Advanced Unit for Activating Funds” and “Advanced Unit for Operating Benefit” by the Associated Press. Ma Chunlei himself has repeatedly been rated as “advanced worker ”. Collection and lending - find a breakthrough In 1996, Zhu Kudong Hu Zhuangcun Song Laiyou Liu Shuncheng Liu guarantee loans of 3000 yuan, and later, Liu Shuncheng lost money because of business, long-term migrant workers do not return. When Ma Chunlei find his family urges to lend money, his family has shirk that they simply do not know Liu Shuncheng loan overdraft. Chun-Lei Ma had to find guarantor Song to friends. Song is a friend