大众创业,万众创新。这是总理李克强的号召,属于宏观层面。在微观层面,创业和创新涉及很多东西,其中最主要的是资金。除了国家一小部分的政策性支助,其他大部分资金都要靠创业和创新者通过各种渠道融资。从银行获得贷款非常不容易,他们便将目光投向了高利贷。 Public entrepreneurship, innovation. This is the call of Premier Li Keqiang and belongs to the macro level. At the micro level, entrepreneurship and innovation involve many things, the most important being funding. With the exception of a small part of the country’s policy support, most of the other funds are financed by entrepreneurs and innovators through various channels. Obtaining a loan from a bank is not easy and they turn their attention to usury.