交通事故损害赔偿中,交警部门的《交通事故损害赔偿调解书》属民事合同性质;雇主在雇用活动中以及承包、租用、借用期间机动车发生交通事故的,雇主及发包、出租、出借人应承担连带民事赔偿责任;保险公司可以成为民事诉讼活动的第三人;农村居民到农村居民到城镇务工、经商,已连续居住、生活满一年的,应按城镇居民的计算标准赔偿残疾赔偿金、死亡赔偿金。 Traffic accident compensation, the traffic police department’s “Traffic Accident Compensation Mediation” belongs to the nature of the civil contract; employers in the employment activities and contracting, leasing, borrowing during the motor vehicle accident, the employer and contract, lease, the lender should Bear joint and several liability for civil liability; the insurance company can become the third person in civil litigation activities; rural residents to rural residents to urban workers, business, continuous living, life of one year, should be based on urban residents compensation standard disability compensation , Death compensation.