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加快个人信用体系建设。人民银行要进一步推动银行信贷征信系统建设,在建立企业信用登记系统的同时,尽快启动个人信用征信系统,建立和完善下岗失业人员申请小额贷款的信用评定制度。可以个人身份证为数据源,建立个人征信数据库,采集录入信贷活动、就业信息、道德品质等数据,形
Speed up the construction of personal credit system. The People’s Bank of China shall further promote the construction of bank credit information collection system. While establishing the enterprise credit registration system, it shall start the personal credit information collection system as soon as possible and establish and improve the credit rating system for laid-off and unemployed people to apply for small-amount loans. Personal identification card can be used as a data source, the establishment of personal credit information database, collecting credit information, employment information, moral quality and other data, shape