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小明最近心里有点烦,眼看着表哥的“二孩”就要落地了,妈妈看在眼里馋在心里,隔三差五地催促小明两口子赶紧生孩子。虽然有了一定的积蓄,但是生孩子不是一笔小费用,他开始规划起自己的人生。他计划两年后要第一个孩子,5年后换一辆新车,再加上房贷、生活费等费用,一番计算下来,小明感觉自己的积蓄捉襟见肘。为了更加合理地进行理财规划,小明请教了理财经理。小明将自己的现状以及对未来的规划向高经理介绍了一下。小明目前有10万元存款,家庭月收入12000元(包含公
Xiao Ming recently a little annoying heart, watching Cousin “second child ” will be on the ground, my mother looked greedy in the eyes of my heart, to urge Xiaoming two couple to have children in different places. Although there is a certain savings, but having children is not a small tip, he began planning his own life. He plans to be the first child after two years, a new car after five years, plus mortgages, living expenses and other expenses, some calculations, Xiaoming feel their savings stretched. In order to make a more rational financial planning, Xiao Ming consult a financial manager. Xiao Ming will present their own status and planning for the future introduced to manager Gao. Xiaoming currently has 10 million deposit, family monthly income of 12,000 yuan (including public