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《固定资产贷款管理暂行办法》(以下简称《办法》)要求银行业金融机构通过“实贷实付”有效防范贷款被挪用的风险。从近期对银行业金融机构贯彻落实《办法》的情况看,各银行业金融机构在“实贷实付”的实务操作中暴露出一些问题,亟待解决。
The Interim Measures for the Administration of Fixed Assets Loans (hereinafter referred to as “the Measures”) requires banking financial institutions to effectively prevent the risk of misappropriation of loans through “real loans paid”. In the light of the recent implementation of the “Measures” by banking financial institutions, various banking financial institutions have exposed some problems in the actual operation of “real loans and real loans” and are in urgent need of solution.