小企业需不需要融资租赁服务?宁波鄞州农村合作银行(以下简称鄞州银行)以其租赁保理业务创新以及实际应用成效给出了肯定的答案。“设备通”的诞生在宁波鄞州,众多的小企业星罗棋布,它们在这里生根发芽,在促进区域经济增长、扩大就业、推动技术创新和调整优化经济结构等方面作出了巨大的贡献。然而,大多数小企业在技术改造更新、结构调整、发展壮大的过程中,面临着发展瓶颈:资金短缺、融资困难。小企业由于缺乏财富积累, Small Business Need Financing Financing? Ningbo Yinzhou Rural Cooperative Bank (hereinafter referred to as Yinzhou Bank) gives its affirmative answer based on the innovation of its factoring business and its practical application. “Equipment Communication ” was born in Yinzhou, Ningbo. Many small businesses are dotted around here. They have taken root in this area and made great contributions to promoting regional economic growth, expanding employment, promoting technological innovation, and adjusting and optimizing the economic structure. However, most small enterprises are faced with bottlenecks in the process of technological upgrading, structural adjustment and growth: shortage of funds and difficulties in financing. Small businesses due to lack of wealth accumulation,