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2012年12月20日,最高人民法院发布《关于审理道路交通事故损害赔偿案件适用法律若干问题的解释》(以下简称《司法解释》),《司法解释》共29条,涉及主体责任的认定、赔偿范围的认定、责任承担的认定、诉讼程序的规定、适用范围的规定等五个方面的内容,有效解决了审判实践中涉及道路交通事故损害赔偿案件的难点、热点问题,更是对审判实践经验的总结,规范了裁判尺度、明确了裁判依据。与《司法解释》有高关联度的机动车辆保险合同(包括交强险和商业三者险)也因此备受关注,不仅在于机动车辆保险合同与《司法解释》共同构筑起了保护道路
On December 20, 2012, the Supreme People’s Court promulgated the Interpretation on Several Issues Concerning the Application of Law in the Trial of Cases of Compensation for Damages in Road Traffic Accidents (hereinafter referred to as “judicial interpretation”) and 29 “Judicial Interpretations”, which involve the determination of the principal responsibility, The scope of the compensation, the identification of the responsibility to assume, the procedure of the litigation, the scope of the provisions of the five aspects of the content, effectively solve the trials involved in the case of road traffic accidents damage compensation hot spots, hot issues, but also on the trial practice Experience summary, standardize the standard of referee, clear referee basis. The motor vehicle insurance contracts with high relevance to Judicial Interpretations (including both the compulsory traffic insurance and the commercial ones) have drawn much attention as well, not only because motor vehicle insurance contracts and Judicial Interpretations jointly establish a road of protection