债务追偿、债务重组是目前资产管理公司处置不良资产运用最广泛的方法之一，围绕不良资产处置，需要尽快建主一个评估、拍卖、竞标、监督机制。根据不良资产的特点，可以在传统评估方法的基础上进行修正，使评估结果更切合不良资产处置的特点。 Debt recovery and debt restructuring are one of the most widely used methods for asset management companies to dispose of nonperforming assets. Around the disposal of nonperforming assets, there is a need to build an evaluation, auction, bidding and supervision mechanism as soon as possible. According to the characteristics of non-performing assets, it can be amended on the basis of the traditional assessment methods to make the assessment results more in line with the characteristics of non-performing assets disposal.