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作为一个传统的农业大国,一直以来,农村经济在我国的经济成分中都占有着很大的比重。但与此同时,我国也是世界上自然灾害最严重的国家之一,因此,为了避免广大农民的生命财产发生意外,保护农民的经济成果不受损失,在农业生产中针对巨大的风险采取转移的措施是必不可少的。本文作者针对我国的农业保险现状进行分析,提出了现阶段我国农业保险中存在的保费过高、供给主体少、险种单一等问题,并通过对这些问题的思考提出了自己的观点和策略,旨在建立完善的农村社保制度,以保障农民利益,促进社会经济发展。
As a traditional agricultural country, the rural economy has always occupied a large proportion in the economic composition of our country. However, at the same time, our country is also one of the countries with the most serious natural disasters in the world. Therefore, in order to prevent the accidental loss of the lives and properties of vast numbers of peasants and to protect the economic achievements of peasants from losses, the transfer of huge risks in agricultural production Measures are essential. The author of this paper analyzes the status quo of China’s agricultural insurance and puts forward the problems such as the high premium, the lack of supply and the single insurance in China’s agricultural insurance at this stage, and put forward my own views and tactics through the consideration of these problems. In the establishment of a sound social security system in rural areas in order to protect the interests of farmers and promote social and economic development.