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人口老龄化是当前困扰世界各国的一个主要问题。人口老龄化问题对一个国家的经济制度尤其是社会保障制度造成了很大的压力。中国作为人口总量最多的国家,老龄化问题也日趋严重,致使中国养老金支出缺口不断增大。文章通过对中国老龄人口和养老金使用现状的分析,提出缓解中国养老金支付现状的解决对策,让养老金在投资中获益从而化解缺口压力。
The aging population is currently a major problem that plagues all countries in the world. The problem of population aging has put a lot of pressure on the economic system of a country, especially the social security system. As a country with the largest total population, the problem of aging is also getting worse. As a result, the pension gap in China has been growing. By analyzing the current situation of China’s elderly population and the use of pensions, the article puts forward some countermeasures to alleviate the current situation of pensions payment in China so that pensions can benefit from the investment so as to relieve the gap pressure.