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保险对象 第一条 凡符合中国人民银行《个人住房贷款管理办法》有关规定，申请住房抵押贷款的借款个人可参加本保险。 第二条 本保险的被保险人为《个人住房抵押借款合同》项下的借款个人。 保险责任 第三条 本保险责任分为还贷保证保险责任和财产损失保险责任： （一）还贷保?
The object of insurance Article 1 Any person who applies for a loan on a home-made mortgage loan that meets the relevant provisions of the “Measures for the Administration of Individual Housing Loans” of the People’s Bank of China may participate in this insurance. Article 2 The insured person under this insurance is the individual borrower under the “personal housing mortgage loan contract”. Insurance Liability Article 3 This insurance liability is divided into repayment guarantee insurance liability and property loss insurance liability: (1)