“小企业金融业务贷前调查百问”借助标准化、流程化的作业形式,以有限的时间获取相对全面、有效准确的信息,推动小企业金融业务转入风险可控、择优生长的良性轨道,让银行业助推小企业成就大事业。贷前调查,是确保信贷资金“安全性、流动性、效益性”的重要程序与关键环节,对防范金融风险隐患、提高资金使用效益、提升银行服务积极性具有重大意义。在实际的小微金融服务中, “Small business financial services pre-loan investigation hundred questions ” With standardized, process-oriented operations, with limited time access to relatively comprehensive, effective and accurate information to promote small business financial services into a controlled risk, the preferred growth of benign Orbit, let the banking industry boost small business achievement big business. The pre-loan investigation is an important procedure and a key link in ensuring credit funds “security, liquidity and profitability” and is of great significance to guarding against risks of financial risks, improving the efficiency of capital utilization and enhancing the enthusiasm of banking services. In the actual small and micro financial services,