盘活中小型风险企业存量贷款可采用“抵贷返租”方式张海洋，王礼宏由于历史原因，专业银行有相当一部分信贷资金为中小型风险企业所占用，形成风险贷款。落实、收回旧体制承袭下来的积欠贷款，目前的做法有三条：第一条是向担保单位扣收，以达到收回贷款之目的；第二条是... Activation of small and medium-sized risky enterprise loans can be used “mortgage lending” approach Zhang Haiyang, Wang Lihong Due to historical reasons, a considerable portion of professional banks credit funds for small and medium-sized venture capital occupied, the formation of risk loans. To implement and recover the accumulated owed loans inherited by the old system, there are three current practices: the first is to charge the guarantee unit in order to achieve the purpose of loan recovery; the second is ...