论文部分内容阅读
随着我国金融业的迅猛发展,创新产品和服务不断推出,投资理财的渠道和手段越来越丰富,互联网理财普遍化与投资人业余化的现象日渐明显。近来股市出现的罕见的波动,提醒监管层和投资者,金融产品的创新和升级背后,存在着巨大的风险,甚至存在牵一发而动全身的系统性风险。在本次中国股市保卫战中,我们发现:一方面金融市场在不断衍生新业务、新产品,另一方面监管和相关法治层面似乎总是“慢半拍”。由此,各地类
With the rapid development of the financial industry in our country, innovative products and services are introduced continuously, and the channels and means of investment and wealth management are getting richer and richer. The popularization of internet financial management and the amateurization of investors have become increasingly evident. The recent rare volatility in the stock market reminds regulators and investors that there is a huge risk behind the innovation and upgrading of financial products and that there is even systemic risk of unforeseen developments. In this battle of China’s stock market, we found that on the one hand financial markets continue to derive new businesses and new products, and on the other hand, regulation and the related rule of law seem to always be “slow”. As a result, all over the world