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截至2001年10月,全国消费信贷余额为6464亿元,比1997年末增加了6292亿元,增长了37倍;消费信贷占各项贷款的比例也由不足0.3%上升到6%,消费信贷品种呈现出多元化的趋势。从消费地域上看,已经从城市扩展到农村;从消费领域看,已发展到住房、助学、农业生产资料、农机等多个消费领
As of October 2001, the national consumer credit balance was 646.4 billion yuan, an increase of 629.2 billion yuan or 37 times more than that at the end of 1997. The proportion of consumer credit to various loans rose from less than 0.3% to 6%, and consumer credit varieties Showing a trend of diversification. From the perspective of the consumption area, it has expanded from the city to the countryside; from the field of consumption, it has developed into many consumer lords such as housing, education, agricultural means of production and agricultural machinery