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中国保监会和北京保监会和北京保监办公室此前分别下发通知,明确指出:目前各保险公司开办的人身险产品中,除重大疾病保险等少数险种外,对于因非典型肺炎引起的医疗费用支出或死亡,只要保险条款中含有住院医疗费用保险责任和身故保险责任的,在符合保险条款约定的条件下均可获得保险公司的医疗费用补偿或身故赔偿。同时,北京保监办还要求在京各保险公司成立“非典”理赔工作领导小组,以保证被保险人在感染“非典”时能够及时得到适当的经济补偿。
China Insurance Regulatory Commission and Beijing Insurance Regulatory Commission and Beijing Insurance Regulatory Office had separately issued a circular, clearly pointed out: At present, insurance companies to provide personal life insurance products, in addition to a few major diseases such as a variety of insurance, the SARS due to medical expenses or Death, as long as the insurance clauses include medical expenses insurance liability insurance and death insurance liability, under the terms of the insurance terms are eligible for the insurance company medical expenses compensation or death compensation. In the meantime, Beijing Insurance Regulatory Commission also demanded that all insurance companies in Beijing set up a leading group for the compensation work of “SARS” to ensure that the insured can receive appropriate financial compensation in time when it becomes infected with “SARS.”