次贷危机对我国实体经济的影响已经初步显现,我国企业正面临着严峻的形势。造成我国企业这段时间大量倒闭的主要原因是资金链的断裂,而资金链的断裂很大程度上又是由于缺乏科学的企业内部信用管理机制。本文主要讨论了如何建立科学的企业信用管理机制,保障现金流,以应对这次金融危机。 The impact of subprime mortgage crisis on China’s real economy has been tentatively shown, and Chinese enterprises are facing a severe situation. The main reason that led to the large-scale bankruptcy of Chinese enterprises during this period of time was the rupture of the capital chain, which, to a large extent, was due to the lack of a scientific internal credit management mechanism. This article mainly discusses how to establish a scientific enterprise credit management mechanism to protect the cash flow in response to the financial crisis.