林农和林业生产经营者可以用承包经营的商品林作抵押,从银行贷款用于林业生产经营的需要,实现了林业资源变资本的历史性突破,但依然存在贷款风险保障不足、现实操作困难、相关配套措施还不够完善、林权抵押融资成本依然偏高等问题 Farmers and forestry producers and managers can use the contracted commercial forest as collateral for bank loans for forestry production and management needs to achieve a historic breakthrough in forestry resources into capital, but there are still loans to protect the lack of risk, the reality of operational difficulties, Related measures are not yet perfect, the cost of forest property mortgage financing is still high and so on