作为一个国际开发机构，世界银行通过信贷政策的调整来推行其经济发展理念，以达到促进发展中国家经济和社会全面协调发展的目的。在实践中，世界银行对发展中国家的信贷政策达到了预期目的，受到了广大发展中国家的普遍欢迎；但也暴露出其不符合发展中国家国情的一面，有... As an international development institution, the World Bank promotes the concept of economic development through the adjustment of credit policies so as to achieve the goal of promoting economic, social and all-round coordinated development of developing countries. In practice, the World Bank has reached its expected credit policy for developing countries and has been widely welcomed by the vast number of developing countries, but it also exposes its non-compliance with the national conditions of developing countries.