截止1999年6月，我国商品零售价格指数下降已持续21个月，消费价格指数下降持续17个月，生产资料价格下降持续39个月。城乡居民储蓄存款余额已达59173亿元，比上年同期增长18．5％，尽管1999年又一次降息，但并未从根本上改变储蓄增长的趋势，内需不足现象十分明显。一、当前需 As of June 1999, the drop in the retail price index of China’s goods lasted for 21 months, the decline in the consumer price index lasted for 17 months, and the price of means of production fell for 39 months. The balance of savings deposits of urban and rural residents reached 5.9173 trillion yuan, an increase of 18.5% over the same period of last year. Although it cut interest rates again in 1999, it did not fundamentally change the trend of saving growth. The phenomenon of insufficient domestic demand was obvious. First, the current need