论文部分内容阅读
互联网票据融资对传统票据业务的创新,体现在盘活中小企业流动资产的同时,也将理财投资者卷入收益与风险的漩涡之中,原因在于融资平台的风险控制模式并未有效防范投资者面临的各类风险。法律规制应回归票据金融工具本质,修订《票据法》无因性规则,建立以信息披露为核心的监管协作模式与防范体系,构筑保护投资者的风险规制逻辑,推进票据融资市场的良性秩序。
The innovation of the internet bill financing on the traditional bill business is manifested in activating the liquid assets of small and medium-sized enterprises. At the same time, financial investors are also involved in the whirlpool of earnings and risks because the risk control mode of the financing platform does not effectively prevent investors from facing All kinds of risks. Laws and regulations should return to the essence of the instrument of financial instruments, amend the non-factoring rules of the Notes Law, establish a regulatory cooperation model and precautionary system with information disclosure as the core, establish the risk regulation logic of investor protection and promote the benign order of the instrument financing market.