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按劳动与保障部门相关规定,医保个人账户资金除了可用于指定的医疗项目外,还有积累作用,为将来预留足够的医疗费用。医保卡并不是任由个人支配的储蓄卡,它是用来看病购药的,它只能在指定药店购买指定范围的药品。但是,当前滥刷透支医保卡购物的现象屡禁不止,原本用来看病购药的医保卡到了少部分人手里,却能用来购买保健品,甚至日用品、化妆品。医保卡的滥刷透支,在挥霍救命钱的同时,亦造成了公款的大量流失,违背了医疗改革的初衷。
According to the relevant regulations of the labor and security department, in addition to the medical projects that can be used for designated medical projects, medical insurance personal account funds also have an accumulative role and set aside sufficient medical expenses for the future. The Medicare card is not a personally-owned savings card. It is used to purchase medicines for the visit. It can only purchase medicines in a designated range at designated pharmacies. However, the current phenomenon of indiscriminate purchase of overdraw Medicare cards has been banned for many times. The medical insurance card originally used to purchase medicines was used by a small number of people, but it can be used to purchase health products, even daily necessities and cosmetics. The inadvertent overdraft of Medicare cards, while squandering life-saving money, also caused a large loss of public funds, which violated the original intention of medical reform.