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我国保险业起步较晚,但发展十分迅速,市场规模不断扩大,新的公司不断涌现,保险产品也不断得到创新。我国的保险市场逐步走向成熟和完善,并开始向国外逐步开放,但也出现了不容忽视的问题。主要问题有: ——一些保险公司违反国家费率政策,擅自变动保险费率,利用回扣等不正当手段进行竞争,并往往进行贬人褒已的虚假宣传,故意夸大竞争对手的弱点,损害其社会信誉,这样相互攻击的结果,只会降低整个保险业在社会公众心目中的形象。
The insurance industry in our country started relatively late, but the development is very rapid. The market size is constantly expanding. New companies are constantly emerging and insurance products are constantly being innovated. China’s insurance market has gradually become mature and perfect, and it is gradually opening up to foreign countries. However, there are problems that can not be ignored. The main problems are: - Some insurance companies, in violation of the national rate policy, arbitrarily change their insurance rates and use kickbacks and other illegitimate means to compete. They often engage in devaluation of false propaganda, deliberately exaggerate their weaknesses and undermine their Social credibility, the result of such mutual attacks will only reduce the overall insurance industry’s image in the public opinion.