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最近,我们在进行信贷资产审计中发现,部分信用社在依法收贷中,对已通过法院判决或调解的贷款案件存在糊涂认识,认为法院判决书、调解书一旦生效,贷款收回就万无一失,既不催贷户还款,也不申请法院执行,岂不知法院的判决和执行是两码事,并且还存在申请执行的时效问题。《中华人民共和国民事诉讼法》第二百一十九条明文规定:“申请执行的期限,双方或一方当事人是公民的为一年,双方
Recently, when we conducted credit asset audits, we found out that some credit unions have confused the loan cases that have passed court judgments or conciliation in the lawful collection and loan. They think that once a court verdict and conciliation letter come into effect, the loan recovery will be foolproof and neither Promote the loan repayment, nor apply for the implementation of the court, do you not know the court’s decision and enforcement are two different things, and there are still time to apply for enforcement issues. Article 219 of the Civil Procedure Law of the People’s Republic of China clearly stipulates: "The deadline for applying for execution is that the two parties or one of the parties is a citizen for one year and both parties