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分期付款能否“一路平安” 毋庸置疑,去年国内轿车市场最引人瞩目的热点是风靡全国的分期付款销售。长安奥拓在京城取得的巨大成功,为供给相对过剩的轿车市场注入了活力。但是,这种缺乏金融机构有力支持、亟待相关法规加以规范和完善的销售形式,也令人在兴奋之余,不禁产生一丝隐忧:生产企业有限的资金,不完善的信用评估体制,一旦出现赖账难以依据现行法律、法规给予应有制裁的客观现实,能使轿车分期付款销售持续多久。去年岁末,曾是分期付款销售最大受益者的长安奥拓宣布退出分期付款销
Is it safe to say that the installment payment is “safe”? In the past year, the most attractive hot spot in the domestic car market was the nationwide installment sales. Chang’an Alto’s great success in the capital has injected vitality into the relatively surplus car market. However, this type of lack of financial institutions’ strong support and eagerness to regulate and improve the sales forms in the relevant laws and regulations is also exciting. It can not help but create a slight worry: the limited funds of the production companies, the incomplete credit assessment system, and the repayment of debts It is difficult to provide the objective reality of due sanctions in accordance with the current laws and regulations, and how long it will take to make saloon sales in stages. At the end of last year, Changan Alto, which was the biggest beneficiary of instalment sales, announced that it would withdraw from instalments.