债自古有之。其产生先于商品经济,本质上是反映社会财富的所有权和使用权相分离的经济关系。具体讲,财富的使用权在一定期限内脱离所有权,而最终向所有权复归。由于商品经济的产生和发展,为债的进一步发展提供了新的推动力,债的关系也就越普遍越重要。近年来,在社 Debt has existed since ancient times. Its emergence precedes the commodity economy, which is essentially an economic relationship that reflects the separation of ownership and use rights of social wealth. Specifically speaking, the right to use the wealth is removed from ownership within a certain period of time, and eventually returns to ownership. Because of the emergence and development of the commodity economy, it has provided new impetus for the further development of the debt, and the more common and more important the relationship of the debt. In recent years, in the society