精细化管理是中国邮政建成世界一流邮政企业的必由之路,也是提升零售信贷合规经营管理能力的重要途径。集团公司总经理李国华在全国邮政工作座谈会上要求重点抓好五项工作,其中就包含“强化企业管理,提升精细化水平”。针对零售信贷尤其是小额贷款在个别区域的不合规经营和资产质量问题,邮储银行黑龙江省分行自2015年7月1日起在零售信贷各贷种实施了全流程精细化管理。经过一年多的不懈努力,这项工作取 Delicacy management is the only way for China Post to build itself into a world-class postal enterprise and an important way to enhance the compliance of retail credit management capabilities. At the national postal work forum, Li Guohua, the general manager of the group, demanded that they focus on five tasks, including “strengthening enterprise management and enhancing the level of sophistication.” In view of the non-compliance of retail credit, especially micro-loans, and the quality of assets in individual regions, the Heilongjiang Branch of the Postal Savings Bank implemented the whole-process refined management of retail loans in various loans since July 1, 2015. After more than a year of unremitting efforts, this work to take