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农村中小金融机构开展信贷资产证券化业务,对缓解自身资本补充压力、转变盈利模式、化解经营风险、增强对“三农”的融资支持能力,具有重要的现实意义为深化金融改革创新,盘活存量资金,更好地支持实体经济发展,2015年上半年,国务院常务会议决定新增5000亿元信贷资产证券化试点规模,标志着信贷资产证券化在正式实施注册制后,逐步迈向常态化发展。此次会议进一步指出了未来信贷资产证券化的政策方向,即进一步完善备案制和注册制的发行流程,使发行人提高发行效率、减少操作成本;进一步规范信息披露,使市场参与者更好地识别和管理风险;进一步增强产品的流动性,支持证券化产品在交易所上市和流
Rural small and medium financial institutions to carry out credit asset securitization business, to relieve their own capital replenishment pressure, change the profit model, to resolve operational risks and enhance financing support for “agriculture, rural areas and farmers” has important practical significance In deepening financial reform and innovation, In the first half of 2015, the executive meeting of the State Council decided to increase the pilot scale of credit assets securitization by RMB500 billion, marking the gradual normalization of credit asset securitization after it was officially implemented Development. The meeting further pointed out that the policy direction of credit asset securitization in the future is to further improve the record-keeping system and the registration system so that the issuer can improve the efficiency of issuance and reduce the operating costs; and further standardize the information disclosure so that market participants can better Identify and manage risk; further enhance product liquidity, support the listing of securitized products on the exchange and stream