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互联网金融对线下银行即传统银行业,产生了较大的冲击,由于互联网金融不受时间和地点的限制,具有交易成本低、资金传递快捷方便等相对于传统银行业的优势,使互联网金融最近几年一直保持着飞速发展的势态。2016年4月26日,蚂蚁金服(阿里小微金融服务集团)于4月26日前完成了B轮融资,这是至今全球互联网金融行业规模最大的单笔私募融资,意味着互联网金融的中国模式已经领先全球。
Internet banking has a great impact on offline banking, ie, traditional banking. Since internet finance is not limited by time and place, it has the advantages of low transaction costs and quick and convenient transfer of funds as compared with traditional banking, In recent years has maintained a rapid development trend. On April 26, 2016, Ant Financial Services (Ali Micro Financial Services Group) completed round B financing by April 26, the single largest private financing ever undertaken in the global Internet finance industry, which means China Internet Finance Model has been leading the world.