资产管理行业的发展植根于居民财富积累催生的理财需求和金融产品创新的土壤之上,前者提供需求,后者创造供给。需求来自30年我国经济发展所积累下来的民间财富,在高通胀和养老问题日益重要的经济背景下,稳定且持续的存在:供给则从单一的银行储蓄逐步走向多元,基金,私募、信托等渠道之间开始出现竞争。 The development of the asset management industry is rooted in the soil of the financial needs and financial product innovations that have been generated by the accumulation of wealth of residents. The former provides demand while the latter creates supply. Demand comes from the steady and continuous existence of the private wealth accumulated in the 30 years of economic development in our country under the increasingly important economic background of high inflation and pension issues. Supply gradually moves from single bank savings to diversification, funds, private equity, trusts, etc. There is competition between channels.