“三权”抵押贷款就是把农村土地承包经营权、农村居民房屋和林权实施抵押向银行开展融资业务。通过“三权”抵押把农村沉睡资源转变为创业资本,让农村静态资产流动起来,帮助农业企业和专业大户获取生产、经营所需信贷资金,破解农村融资难题,为加快农村发展、农业增收、农民致富奠定坚实的基础,为从根本上解决城乡“二元”结构矛盾开辟新路径。 “The three rights ” The mortgage loan is the rural land contractual management rights, rural residents housing and forest rights mortgage implementation to the bank financing business. Through the “three rights ” mortgage into the rural sleeping resources into venture capital, so that the flow of rural static assets, to help agricultural enterprises and professional large access to credit needed for production and operation, to solve the problem of rural financing, in order to accelerate rural development, agriculture Increase income and enrich the peasants, laying a solid foundation for opening up a new path for fundamentally solving the structural contradiction between urban and rural areas.