在美国文学史上,西奥多·德莱塞是位饱受争议的作家,有人喜欢他的作品,认为其真实地反映了当时美国的现实社会,但有人质疑他的作品,认为其措辞太过无情,然而不可否认的是他启迪和激励了二十世纪二十年代一批作家和学者,并给他们呈现了一种新的写实手法。小说《金融家》是德莱赛的代表作之一,现实主义手法在作品中反映得淋漓尽致,是当时美国社会道德缺失的真实写照。本文旨在通过对作品的分析,阐述现实主义手法的特点和应用。 In the history of American literature, Theodore Dreiser was a controversial writer. Some people like his work, believing that it truly reflects the actual society of the United States at that time. However, some people questioned his work and considered it too ruthless However, it is undeniable that he inspired and inspired a group of writers and scholars in the 1920s and presented them with a new realistic approach. The novel “financier” is one of Dreiser’s masterpieces. Realistic techniques are most vividly reflected in his works, which is a true portrayal of the moral absence of American society at that time. The purpose of this paper is to analyze the characteristics of the realist approach and its application by analyzing the works.