我国的股票市场在深化改革和扩大开放的大背景下应运而生。短短几年，经历了从试验探索到初步发展并逐步走向成熟。伴随这一进程，股票投资也已进入千家万户，成为越来越多的家庭投资理财和追求货币增值的手段。尤其是1996年，随着国家两次调低银行储蓄存款利率和新一轮证券市 China’s stock market came into being under the background of deepening reform and opening wider to the outside world. In a few short years, it has gone through from experimental exploration to initial development and gradually matured. Accompanying this process, stock investment has also entered every household, making it an increasingly important way for families to invest in finance and pursue monetary appreciation. Especially in 1996, with the state twice lowering the bank deposit rate and a new round of stock market