欧洲汽车和消费者贷款资产支持证券(ABS)市场虽然欧洲汽车和消费者贷款应收款的首次公开证券化发生于20世纪90年代初期,但首次发行则是在90年代中后期。从那时起,对汽车和消费者贷款人而言,证券化已经成为其重要的资金来源和管理其资产负债的有效方法。一般而言,欧洲汽车和消费者贷款ABS的发行机构是银行和金融公司。 European car and consumer loan ABS market Although initial public securitization of European auto and consumer loan receivables occurred in the early 1990s, the initial release was in the mid-to-late 1990s. Since then, securitization has become an important source of funding and an effective method of managing its assets and liabilities for automobile and consumer lenders. In general, the issuing agencies for European auto and consumer loans ABS are banks and financial companies.