近年来,随着国民经济的快速发展,人们越来越重视商业银行的发展。做好商业银行会计内控管理工作,不但能够提高资源的利用率,还能够有效保证我国金融业稳定发展。因此,本文主要分析商业银行财务会计内控管理中存在的问题与优化,希望能够给相关工作人员提供一定的参考和帮助。 In recent years, with the rapid development of the national economy, people pay more and more attention to the development of commercial banks. Doing a good job of accounting internal control management in commercial banks will not only increase the utilization rate of resources, but also effectively ensure the steady development of China’s financial industry. Therefore, this article mainly analyzes the existing problems and optimization in the internal control of financial accounting in commercial banks, hoping to provide certain reference and help to relevant staff.